Mr. Markus Gremmel started his professional career at BAWAG P.S.K. as chief strategy officer in 2008. Subsequently, he was charged with the management of payments and the cash management division. He took over the division for marketing and products in 2014. In this role, he is responsible for all marketing agendas of the private and enterprise customer business, which includes brand management, traditional and digital advertising, product management, development, and pricing, and CRM. Prior to his employment at BAWAG P.S.K., Markus was a junior partner at McKinsey & Company. During this time, he worked predominantly with European banks. Between 2001 and 2003, he was a member of the board at Seal Jet Argentina S.A. in Santa Fe (Argentina).